Insurance agents are all the same, right? Well, not exactly. The voice on the other end of the phone or the person behind the desk at the office you walked into want to help you insure your car, but that’s where the similarities end. There are two types of insurance agents, broker agents and captive agents. Which is right for you? Read on and make sure you choose an agent who can meet your needs.
A captive agent represents a specific company. They are experts within their specific line of products. The good news is, they might be able to offer you bundle packages depending on what kinds of insurance you’re looking for. The bad news is, they only have as many options as their company has packages. Let’s be honest. An insurance agent’s job is to sell you insurance. If a captive agent’s line of products doesn’t fit your individual needs, they’re still going to want to sell you a policy. They have their particular company’s best interest in mind.
A broker agent works with many insurance carriers to offer a wide variety of policies. Because they are not limited to one company, a broker agent is able to tailor your insurance package to meet your specific needs. In effect, a broker agent is able to represent you rather than their company. You may not be able to bundle insurance policies, but a broker agent will browse multiple agencies to find the program that suits your individual auto insurance needs.
Omni Safe Insurance Agents are Broker Agents
Omni Safe Insurance Agents have access to more than a hundred and fifty programs. Let us do the work for you. We’ll compare rates to offer you the best coverage at the most affordable price. Fill out a free quote form to get started, give us a call at 877-728-9966, or drop in at one of our three convenient locations.