Your rate went thru the roof?
Insurance rates for individuals often skyrocket following DUI convictions. Here are a few tips for steps you can take to ensure you don’t get stuck paying astronomical fees:
- Shop the rates- Get quotes from multiple insurance agencies. Omni Safe Insurance works with over 150 top rated companies, so we can save you time and hassle by making sure you get the lowest rates out there.
- Following a DUI, a driver’s rates will go down over time if they drive for a few years or more without any accidents, or if their lifestyle changes. Getting a new job, buying a house, moving to the suburbs, driving a minivan, or the simple act of getting older may lower your rates. If you keep a solid credit score, that will also help.
What does a DUI mean for me?
DUI penalties vary, but typically there will be a number of adjustments following a DUI.
- First, your insurance rates will most likely increase to reflect the risk the insurance company is taking to insure you.
- While each case is judged differently, a suspension of your driver’s license as well as a requirement to complete courses on safe driving and pay fees are common penalties for this offense.
- Depending on how many offenses you have on your record, your license may be suspended anywhere from thirty days up to three years depending on your record.
- Finally, you’ll most likely need to file an SR-22 following your suspension period. See more on SR-22 HERE .
**The best way to prevent a DUI is to avoid consuming drugs or alcohol prior to operating a vehicle.