With over 200 million drivers in the US (and 22 million registered drivers in California), it is the American state that loves cars the most. The result of all this driving also means that there are a huge number of accidents taking place per year, making it important to understand what your policy covers to ensure you will have the necessary insurance protection when a loss occurs.
Fact: Believe it or not, your credit may impact your insurance rates. Certain credit characteristics for a driver are useful to predict the likelihood of an insurance claim to occur. The characteristics used are not identical to those that banks use to measure lending risk. These variables may include age, driving record, claims history, place of residence, the type of car and the average miles driven, etc.
Omni Safe has created its first infographic to share with all of you 10 interesting facts that relate to car insurance.