Listen, similar to helmet laws, whether you agree or not, insurance is a legal requirement for your motorcycle. But that doesn’t mean you have to spend a fortune. Check out these four expert tips to get you covered for less – straight from the insurance experts. Then lean in, rev the engine and focus on the road to savings.
Tip 1: Reduce Your Miles
One of the easiest ways to secure cheap motorcycle insurance is with a low mileage discount. If you are more of a weekend warrior than a regular motoring commuter, this type of savings is right up your alley. If there is no way you can give up a daily drive, start tracking the actual number of miles you go. You may find that your commuting numbers fall within a discount parameter or that cutting out a day or two could get you closer to those low mileage savings.
Tip 2: Look at the Seasons
Okay, in sunny California this might not apply, but if you’re a motorcycle enthusiast in Wisconsin, that bike could be stored for a few winter months. Don’t pay for insurance when you’re not riding. Instead, talk to your insurance provider about seasonal insurance (just remember, you can’t ride that hog until the insurance is active).
Tip 3: Complete a Rider Safety Course
Another way to secure cheap motorcycle insurance: Take a safety course. Many companies offer discounts to riders with these types of credentials. Even if it doesn’t greatly impact your insurance rate, the knowledge gained toward your safety out on the road is never a bad thing (and could mean the difference between an accident and a near miss). You can find more information here.
Tip 4: Bundle Your Insurance
For most riders, there’s a car at home too, or an apartment, or a small business. Whatever your insurance needs, bundling your coverage can mean large discounts on your total insurance costs. Discuss your needs with your broker to see how you can save money (and if you can’t, maybe it’s time to seek out a new agent).
Now that you are covered on all the ways to secure cheap motorcycle insurance, let’s get talking. Give us a call today at 1-877-728-9966, visit us on the web or stop into one of our Southern California locations.
“Because you’ve got to insure your motorcycle, so why not do it for less?” – Michael Isaac, CEO of Omni Safe Insurance