Want to know what to do after a car accident? First, make sure you’re properly prepared for a crash before it happens. Then move on to our 5 steps (and one bonus tip!) for things to do following the unthinkable.
While none of us is hoping for an accident to happen, it’s important to have a few things in your car just in case, including:
- First Aid Kit (for minor injuries)
- Three Small Orange Cones (in case your car can’t be moved safely)
- Disposable Camera (cell phones can lose a charge)
- Registration Information
- Insurance Information
Now that your car is prepared, let’s answer our initial question of what to do AFTER a car accident.
Step One: Ensure You and Others Are Okay
If you, a passenger or anyone else involved in the accident are apparently injured OR if you can’t exit your vehicle, call 911 immediately. Try to stay calm and keep others calm as you wait for help. Even if you aren’t 100% sure you need emergency services, call anyway. Better safe than sorry when it comes to a car accident.
Step Two: Minor Accident? Move Out of Traffic
If your accident was minor and your vehicle can be safely driven, it’s always a good idea to move out of the way of traffic. This can prevent further incidents and can help alleviate traffic that can build up as a result (and, as a driver in California, you know how much this is appreciated).
Step Three: Call the Police
Depending on the severity of your accident and the busyness of the station, a police officer may not actually come to the scene, but you should always call anyway. If an officer is present, you will be able to file an official police report immediately. If one is unable to come to the scene, you’ll need to make a visit to the police station to do this, as many auto insurance companies consider this an important piece of any auto claim.
Step Four: Exchange Information
Always make sure you’ve gathered the right information. At the bare minimum, you’ll want to see insurance information and, if the driver is not the name on the insurance card, take down information for the driver and the insured individual. It is also a good idea to collect:
- Full Name
- Phone Number
- Insurance Company
- Driver’s License Number
- Policy Number
- License Plate Number
Step Five: Contact Your Insurance Company
Always call your insurance company immediately after a car accident. You will need to provide them with details of the crash, the information you’ve collected from others involved and police report information. Contacting your insurance company immediately will begin the claims process and get your vehicle and others repaired in a timely manner.
It’s important to stay calm and be civil to all involved, but never admit fault for an auto accident.
Now that you know what to do after a car accident, do you know if you have the proper auto coverage? Contact Omni Safe Insurance or call 1-877-728-9966 for an affordable rate and excellent customer service—no matter your driving record.
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